Website Privacy Policy
Last Modified: May 8, 2025
INTRODUCTION
Michele Kreuzer, Speaker, respects your privacy. This Privacy Policy outlines our policy regarding the types of information we may collect from you or that you may provide when you visit www.michelekreuzer.com, including any associated content, services, functionality, mobile applications, downloadable materials, and courses (“the Services”). If you do not agree with our Privacy Policy, your choice is not to use our Website. By accessing or using this Website, you agree to this Privacy Policy and the Terms of Use found here: [link to Website Terms of Use].
CHILDREN UNDER THE AGE OF 16
All website users must be at least 16 years old. If we learn that we have received information from a child under 16, we will delete it. If you have reason to believe that a child under 16 has provided personal data through the Website or Services, please contact us and we will work to remove that information from our database.
WHEN WE COLLECT INFORMATION FROM YOU
We collect and process data when you access our Website, fill out forms, register, make a purchase, sign up for our newsletter, respond to surveys, browse our Website, or interact via cookies.
WHAT TYPES OF INFORMATION WE COLLECT
A.
Voluntary Information We may collect your name, email address, mailing address, phone number, payment information, and other details you provide voluntarily.
B.
Automatic Data Collection We also gather data automatically through cookies and similar technologies. This includes IP address, browser type, usage patterns, and traffic data.
C.
Consumer Data Collected in the Past 12 Months Includes name and email address.
HOW WE COLLECT INFORMATION
The data controller is Michele Kreuzer. We use technologies like cookies to personalize content and ads, provide social media features, and analyze traffic. You can refuse cookies through your browser settings; however, doing so may affect website functionality. Information you post publicly or share with others on the Website ("User Content") is shared at your own risk.
HOW WE USE YOUR INFORMATION
We process your information based on legitimate interests that do not infringe your rights. These uses include:
● Improving website functionality
● Personalizing your experience
● Providing requested products/services
● Communicating with you about updates or promotions
● Customer support and billing
● Marketing
We do not sell personal information or use automated decision-making to a degree that affects your rights. You may request a manual review of automated decisions.
THIRD-PARTY DISCLOSURES
We do not control third-party content, tracking, or privacy policies. Always review the privacy policies of external websites linked from ours.
HOW WE DISCLOSE YOUR INFORMATION
A.
We may share aggregated or anonymized data without restriction.
B.
We do not share your personal data with third parties unless necessary and disclosed here.
C.
Your data may be shared with credit reference agencies to prevent fraud.
D.
We may release data to comply with the law or enforce site policies.
E.
Our site honors "Do Not Track" browser settings.
F.
We do not transfer personal data to international third-party processors.
HOW WE STORE AND PROTECT YOUR INFORMATION
A.
Data is stored securely using encryption, firewalls, and regular malware scanning.
B.
Data is retained for two years, after which it is deleted unless required for legal reasons.
Please note that no method of online transmission or storage is completely secure.
CALIFORNIA PRIVACY RIGHTS
A.
California residents can learn more about their rights at: https://oag.ca.gov/privacy/ccpa
B.
Under CCPA, residents may opt out of the sale of personal information. Contact us at hello@michelekreuzer.com to exercise this right.
C.
We have not sold personal information in the past 12 months and do not intend to do so without your consent.
RIGHT TO OPT OUT
If you have consented to marketing communications, you may opt out at any time. To unsubscribe, please click here: [insert opt-out link].
YOUR DATA PROTECTION RIGHTS
You have the right to:
● Be informed of how your data is used
● Access your data
● Request correction or completion of inaccurate/incomplete data
● Request deletion of your data under certain conditions
● Restrict or object to data processing
● Request data portability
● Object to profiling or automated decisions
● Not be discriminated against for exercising your privacy rights To exercise any of these rights, contact us at hello@michelekreuzer.com.
CHANGES TO THIS PRIVACY POLICY
The date this policy was last revised is shown at the top. We may update this Privacy Policy occasionally, and we encourage you to review it regularly